AI market intelligence built for insurance
Evaluate your rating strategy in seconds
- Instantly compare your rating plan against market leaders
- Identify emerging data sources and rating variables
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Interactive dashboards reveal rate trends instantly
- Modern dashboarding to track largest movers and shakers
- Easily compare KPIs across market segments
Spot objections before they hit
- Anticipate regulator objections to proposed filing changes
- Find proven justifications accepted by regulators in prior filings
Export flawless tables from any PDF
- Compare form language to quickly spot coverage differences
- Instantly export tables and charts directly from filing PDFs
- Uncover non-ISO rating variables competitors use in new states
Every line. Every filing. Always fresh.
- Stay confident with data that's fully refreshed biweekly, covering every P&C line and state nationwide. Discover ensures you're working with the most comprehensive and current market intelligence available.
Fully traceable results
- Our tool delivers source material alongside every response, ensuring you can trust and validate any answer.
They implemented the solution
"We love Akur8 Discover. We used to spend hours—sometimes days—trying to figure out how endorsements were priced or how competitors were pricing certain classes. It was frustrating and slow. With Discover, we get answers in minutes. It’s dramatically improved our efficiency and more importantly, it’s expanded the kind of work we’re able to take on. This is the future of actuarial work: AI-powered, efficient, and focused on insights."
Frequently Asked Questions about Discovery
What is Akur8 Discover?
Akur8 Discover is an AI-powered market and filings intelligence platform for P&C insurers. Following Akur8’s acquisition of Matrisk in January 2026, Discover incorporates Matrisk’s capabilities and continuously ingests U.S. regulatory filings and related data. These filings are made searchable and explorable through natural language and powerful filters.
Akur8 Discover gives actuarial, product, underwriting, and market intelligence teams a live view of how insurers are changing rates, rules, variables, and coverage, so they can design better programs and respond faster to market shifts.
How does Akur8 Discover help with market and industry analysis?
Instead of manually digging through the System for Electronic Rate and Form Filing (SERFF) or relying on static reports, teams can ask Akur8 Discover questions like “Show me recent homeowners (HO) rate changes in [state] for [carrier segment]” or “How are insurers rating roof age and construction in catastrophe (CAT)-exposed areas?”
Akur8 Discover surfaces the most relevant filings, highlights what changed, and provides clear summaries and side-by-side views. This dramatically reduces research time and helps insurers quickly identify trends, new variables, and rating approaches gaining traction in the market.
How does Akur8 Discover support the filing and regulatory review process?
Akur8 Discover is designed to make filings more defensible and easier to get approved. Teams can quickly find regulatory precedent, accepted language, and comparable rate or rule changes from peer carriers.
This helps insurers anticipate likely Department of Insurance (DOI) questions, prepare stronger justifications, and reference real-world examples to support their submissions, reducing back-and-forth with regulators and helping bring rates to market faster.
How is Akur8 Discover different from simply searching SERFF or using a generic AI tool?
Traditional SERFF searches are manual, time-consuming, and limited by rigid filters. Generic AI tools don’t understand the structure of insurance filings, domain language, or regulatory context.
Akur8 Discover is built specifically for insurance filings. It normalizes carrier, state, and line of business (LOB) metadata, parses and indexes complex documents, and uses a Retrieval-Augmented Generation (RAG) architecture to retrieve and summarize information, while always providing links back to the source filings. This combination of structured search and domain-specific AI makes Akur8 Discover far more actionable than generic tools.
How does Akur8 Discover fit within Akur8’s pricing platform?
Akur8 Discover sits “upstream” of pricing and reserving. It provides market and regulatory context that informs modeling and rate-making activities within the core Akur8 platform.
By connecting market intelligence, filing insights, and emerging rating practices to Akur8’s modeling capabilities, insurers can design better-informed rating plans, align faster with market and regulatory expectations, and ultimately bring more robust pricing strategies into production.
Who typically uses Akur8 Discover inside an insurance organization?
Akur8 Discover is used by actuarial, product management, market intelligence (MI), underwriting, and regulatory/filing teams. Actuaries and product leaders rely on it to shape rating plans and coverage strategy, while CI and underwriting teams use it to monitor peer carrier activity and market trends.
Because Akur8 Discover is AI-powered and supports natural language questions, it’s accessible both to technical users and to business stakeholders who need fast, credible answers without digging through filings themselves.
How fresh is the data in Akur8 Discover, and which lines of business are covered?
Akur8 Discover continuously ingests and updates U.S. regulatory filings from SERFF and other relevant sources. Users can monitor recent changes, filter by effective or filing dates, and focus on the carriers, states, and lines of business that matter most.
The platform is particularly strong in personal and commercial P&C lines where filing activity is high, such as homeowners, personal auto, small commercial, and specialty programs, and continues to expand coverage and depth over time.
How long does it take to get value from Akur8 Discover?
Implementation is light: there is no need to integrate policy systems or send internal policy data. Teams typically get value within days by using Akur8 Discover for live market research, preparing for upcoming filings, or exploring specific themes (e.g., roof treatment, CAT surcharges, Usage-Based Insurance (UBI)/telematics, new endorsements).
Most customers begin with a focused group of power users, then expand access as internal stakeholders see how much manual research time is saved and how much clearer the market picture becomes.
