The new life
actuarial operating system built for decades to come 

Akur8 Discover is an AI-powered market and filings intelligence platform for P&C insurers. Following Akur8’s acquisition of Matrisk in January 2026, Discover incorporates Matrisk’s capabilities and continuously ingests U.S. regulatory filings and related data. These filings are made searchable and explorable through natural language and powerful filters.

Akur8 Discover gives actuarial, product, underwriting, and market intelligence teams a live view of how insurers are changing rates, rules, variables, and coverage, so they can design better programs and respond faster to market shifts.

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Instead of manually digging through the System for Electronic Rate and Form Filing (SERFF) or relying on static reports, teams can ask Akur8 Discover questions like “Show me recent homeowners (HO) rate changes in [state] for [carrier segment]” or “How are insurers rating roof age and construction in catastrophe (CAT)-exposed areas?”

Akur8 Discover surfaces the most relevant filings, highlights what changed, and provides clear summaries and side-by-side views. This dramatically reduces research time and helps insurers quickly identify trends, new variables, and rating approaches gaining traction in the market.

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Akur8 Discover is designed to make filings more defensible and easier to get approved. Teams can quickly find regulatory precedent, accepted language, and comparable rate or rule changes from peer carriers.

This helps insurers anticipate likely Department of Insurance (DOI) questions, prepare stronger justifications, and reference real-world examples to support their submissions, reducing back-and-forth with regulators and helping bring rates to market faster.

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Traditional SERFF searches are manual, time-consuming, and limited by rigid filters. Generic AI tools don’t understand the structure of insurance filings, domain language, or regulatory context.

Akur8 Discover is built specifically for insurance filings. It normalizes carrier, state, and line of business (LOB) metadata, parses and indexes complex documents, and uses a Retrieval-Augmented Generation (RAG) architecture to retrieve and summarize information, while always providing links back to the source filings. This combination of structured SERFF filing search and domain-specific AI makes Akur8 Discover far more actionable than generic tools.

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Akur8 Discover sits “upstream” of pricing and reserving. It provides market and regulatory context that informs modeling and rate-making activities within the core Akur8 platform.

By connecting market intelligence, filing insights, and emerging rating practices to Akur8’s modeling capabilities, insurers can design better-informed rating plans, align faster with market and regulatory expectations, and ultimately bring more robust pricing strategies into production.

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Akur8 Discover is used by actuarial, product management, market intelligence (MI), underwriting, and regulatory/filing teams. Actuaries and product leaders rely on it to shape rating plans and coverage strategy, while CI and underwriting teams use it to monitor peer carrier activity and market trends.

Because Akur8 Discover is AI-powered and supports natural language questions, it’s accessible both to technical users and to business stakeholders who need fast, credible answers without digging through filings themselves.

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Akur8 Discover continuously ingests and updates U.S. regulatory SERFF rate filings dataset and other relevant sources. Users can monitor recent changes, filter by effective or filing dates, and focus on the carriers, states, and lines of business that matter most.

The platform is particularly strong in personal and commercial P&C lines where filing activity is high, such as homeowners, personal auto, small commercial, and specialty programs, and continues to expand coverage and depth over time.

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Implementation is light: there is no need to integrate policy systems or send internal policy data. Teams typically get value within days by using Akur8 Discover for live market research, preparing for upcoming filings, or exploring specific themes (e.g., roof treatment, CAT surcharges, Usage-Based Insurance (UBI)/telematics, new endorsements).

Most customers begin with a focused group of power users, then expand access as internal stakeholders see how much manual research time is saved and how much clearer the market picture becomes.