Get ahead of competition in P&C Personal Lines

Built for high-volume, fast-moving personal lines markets, where speed, accuracy, and consistency matter.
Trusted by 200+ P&C Personal Lines Insurers Worldwide
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What changes with Akur8

Build models that outperform every time

Improve risk and demand accuracy across complex personal lines rates to price competitively and grow profitably. 

Update rates before competitors do

Implement new rates in minutes, not months, supported by the industry-leading end-to-end pricing platform.

Automate the reserve cycle with control 

Scale recurring analyses across large books of business, while keeping reserving consistent, governed, and insight-driven.

Solutions

How can you use Akur8 in P&C Personal Lines?

Akur8 Pricing
Learn more

Benchmark rates with real-time US market intelligence

Ask questions in natural language and get instant answers from every public filing
Get real-time market intelligence with instant alerts on every filed rate change
Predict and overcome regulator objections with prior approval justifications
Extract filing data to Excel and charts in minutes, not days
Akur8 Discover is an AI market intelligence for actuaries

Prepare and continuously refresh your data

Import claims and quote datasets in any standard format
Automatically handle missing values and variable types
Create new features tailored to personal lines analysis
Automatically import external data sources through data connectors
Akur8 Discover is an AI market intelligence for actuaries

Build accurate risk and demand models at speed

Automatically generate GAM and GLM for insurance pricing
Model 10x faster with a flexible workflow built for speed, control, and traceability
Enrich models with interactions, geography and external data
Leverage a dedicated demand modeling workflow
Akur8 Discover is an AI market intelligence for actuaries

Set commercial premiums aligned to your business objectives

Iterate between analysis and ratemaking in real time to converge on the right rates faster
Compare multiple pricing strategies side by side and their impact on KPIs
Centralize your Rate Order of Calculations and capture all product complexity
Optimize for new business and renewals simultaneously*
Akur8 Discover is an AI market intelligence for actuaries

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing 
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Define, consolidate, and manage the many
inputs that drive your models.

Define structures and load data seamlessly
Track every change to your data and inputs
Group and layer inputs with run-time flexibility
Duration and convexity matching
Akur8 Discover is an AI market intelligence for actuaries
Akur8 Reserving
Learn more

Turn millions of claim records into triangles

Import all your claims and premium data
Handle large volumes of claim-level data
Build custom segmentations with an intuitive query builder
Drill into any triangle cell to access claim-level data
Akur8 Discover is an AI market intelligence for actuaries

Automatically test thousands of model assumptions

Run roll-forwards with automated diagnostics and exhibits
Generate automated first-cut reserves across segments
Monitor actual-vs-expected (AvE) performance after each roll-forward
Flag segments deviating from expectations with ML prioritization
Akur8 Discover is an AI market intelligence for actuaries

Deliver a complete reserve analysis you can trust

Access the full library of deterministic and stochastic methods out of the box
Detect trends and outliers with automated diagnostics
Gain insights with modern, interactive visualizations
Customize new methods and reports to complement your review
Akur8 Discover is an AI market intelligence for actuaries

Reliable, consistent estimates every cycle

Generate standardized and custom reports for management
Export results in formats compatible with financial systems
Manage project sign-off with structured reviewer approval
Set role-based access controls with granular, customizable permissions
Akur8 Discover is an AI market intelligence for actuaries

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing 
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Define, consolidate, and manage the many
inputs that drive your models.

Define structures and load data seamlessly
Track every change to your data and inputs
Group and layer inputs with run-time flexibility
Duration and convexity matching
Akur8 Discover is an AI market intelligence for actuaries
Why Akur8?

Built for the next era of personal lines pricing and reserving

Future-ready platform foundation

Cloud-native, AI-first, and built to scale with your portfolio complexity so that your pricing infrastructure keeps pace as your business, regulation, and market evolve.

Built for sparse and heterogeneous data

Credibility-based algorithms, Lasso regularization, and geospatial data support handle the data challenges unique to commercial lines.

Transparency at every step  

Every model variable, rate selection, and reserve decision is fully explainable, keeping expert judgment at the center.

Expert support at any time

Our expert team provides onboarding, methodology guidance, and ongoing live support tailored to your commercial lines context.

Customer stories

They trust Akur8

“Akur8 allows for a reduction in modeling time, enabling us to build new prices much faster and significantly decreasing our time-to-market, while increasing the productivity of our team.”

Enrique Rodríguez, Head of Personal Actuarial Department at AXA Spain

”Akur8’s value very quickly came to light. Modeling speed is 5x faster, while keeping a thoroughly transparent and auditable process. The user-friendliness of the interface and the collaborative aspect of it are a great asset for the team, making it very easy-to-use, while enhancing internal communication. The responsiveness of the Akur8 team also was instrumental in our very fast learning curve.”

Eyrich Samba, Actuarial Studies Manager at Generali France

"We foster innovation through various initiatives, and value integrity and fairness: Akur8’s transparent solution is perfectly aligned with these core principles. Akur8 will provide us great potentialities to be able to become the company and the group which sustainably have capabilities to develop various products and services for realization of a safe and secure society."

Fujioka Takeshi, Section Manager of International IT Planning Section at MSI’s IT Planning department
Get in touch with our team to learn more about Akur8 for P&C Personal Lines insurers.
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